Latest Articles From The Money Scribes

Citi Forward Card $200 Restaurant.com Gift Certificate Promotion

From Consumerism Commentary on Jul 30, 2010

The Citi Forward Card has teamed up with Restaurant.com to offer consumers a $200 Restaurant.com gift certificate, simply for signing up, being approved and spending at least $100 on your Citi Forward Card before 9/15/2010. For those unfamiliar with what Restaurant.com is all about, you’ll find thousands of restaurants that ...

No More Credit Card Debt, Now We Need a New Budget

From Consumerism Commentary on Jul 30, 2010

I’ve had thousands of dollars in credit card debt since 1997. I remember applying for a job in March of 2001 which I calculated would help me erase my credit card debt in about twelve months. I didn’t get that job. Nobody got that job, in fact, the entire web ...

Your Take: Do You Use Online Personal Finance Tools?

From Bargaineering on Jul 30, 2010

There are a lot of online personal finance tools out there that will help make your personal finance life a little more efficient. You have, of course, the headliner in Mint.com, now owned by Intuit, to help track all of your spending. You have a litany of budgeting tools, like ...

Ask the Readers: What Can I Do About My Student Loans?

From Get Rich Slowly on Jul 30, 2010

I do my best to cover a variety of topics here at Get Rich Slowly. Personal finance is a v-a-s-t topic, and there’s a lot of specialized knowledge. But there’s no question I have blind spots. Because Kris and I have no kids, I don’t write much about children and ...

Postponing Taxes on a Roth IRA Conversion

From Five Cent Nickel on Jul 30, 2010

Have you considered converting funds from your Traditional IRA into a Roth IRA? If you’re a regular reader, you’re like aware that the income limits for Roth IRA conversions went away this year. What I haven’t talked about as much are the tax consequences of such conversions. To make a long ...

Save Money on Shipping with Free Boxes from USPS

From Get Rich Slowly on Jul 29, 2010

This article is by staff writer Adam Baker. Baker previous featured an article on his own blog entitled “How I paid off $15,000 in 9 months by selling my Stuff on Ebay“. There I was, bustling around the kitchen making lunch for my daughter when our late morning routine was interrupted:Boom! ...

Everbank $75 Money Market & Checking Promotion Bonus

From Bargaineering on Jul 29, 2010

I’ve written about Everbank in the past because of their high rates and their unique CDs, especially the market-safe CDs. They’ve consistently been among the best rates on any listing of high yield savings accounts and I’ve been using them for quite some time. As far as I can recall, this ...

What Tinky Winky Taught Me About Money

From Five Cent Nickel on Jul 29, 2010

If you’re a parent, you probably know who Tinky Winky is. He’s one of the infamous Teletubbies – those colorful little TV creatures who live in Teletubby Land, of course. You remember his friends Po, Dipsy and Laa-laa, don’t you? I knew it would all come back to you. Anyways… Tinky ...

Could You Be an Entrepreneur?

From Consumerism Commentary on Jul 29, 2010

Somehow over the past several years, I’ve been increasingly finding myself in the position of an entrepreneur. Throughout my life, I have been a bit of a self-starter with the ability to inspire others to join my causes, whatever they may be. I’ve never considered myself an entrepreneur, however. I ...

New ING Direct Electric Orange Checking Promo Code

From Bargaineering on Jul 29, 2010

ING Direct has been working hard to promote their checking accounts and their sweet $50 checking account bonus has returned once again. The promotion is very simple, just go to the Electric Orange information page and click the orange “Apply Now” button. On the next page, click on “Continue” and put ...

Take Only Photographs: Frugal Souvenirs

From Get Rich Slowly on Jul 29, 2010

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Travel is a gift. We get to see new places and cultures, meet new people, and expand our lives. Most of us, when we’ve put the time and ...

Historical Mortgage Rates

From Five Cent Nickel on Jul 28, 2010

Wondering why everyone is talking about mortgage rates these days? If so, then check out this graph… This is a graph of historical mortgage rates going back to 1986. As you can see, rates on 15- and 30-year fixed rate mortgages are currently really low. Back when we bought our first house ...

EverBank $75 Cash Bonus for New Money Market and Online Checking Accounts

From Consumerism Commentary on Jul 28, 2010

If you take a look at our best online savings accounts page, you’ll notice EverBank resting in the #2 slot. In terms of true online banking institutions, they’re number one because EverBank offers a variety of money market, checking and CD accounts that SmartyPig does not have. To increase their ...

$250,000 FDIC and NCUA Insurance Limits Permanent

From Bargaineering on Jul 28, 2010

The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173) has gotten a lot of press lately because it represents the biggest reform of Wall Street in quite some time. While the pundits will surely be debating the strengths and weaknesses of the bill, what it went too far ...

How To Do What You Love And Get Paid – $1,000 or More a Month

From Consumerism Commentary on Jul 28, 2010

This is a guest article by Ramit Sethi, author of the best-selling personal finance book, I Will Teach You to Be Rich. He recently launched a new program, Earn1k, to help people earn more money on the side. To get a free mini-course on earning more, sign up here. Ramit ...

Beware the Rules of Thumb

From Bargaineering on Jul 28, 2010

The other day, I was explaining the Rule of 72 to my lovely wife. It’s a simple little mathematical trick that almost epitomizes the advantages and disadvantages of rules of thumb. If you want to know how long it takes to double a sum of money, divide 72 by its ...

Surprising Secrets of the Cheapskates Next Door

From Get Rich Slowly on Jul 28, 2010

This is a guest post from Jeff Yeager, author of the newly-published The Cheapskate Next Door. Yeager calls himself the Ultimate Cheapskate — and his wife agrees. Yeager is also a contributor at Wise Bread and on the Early Retirement forums. “Sure, we could afford to spend more, but why would ...

Tax Deductible Moving Expenses

From Five Cent Nickel on Jul 28, 2010

This is a guest post from Manuel Davis of BackTaxesHelp.com. If you like what you see here, please consider subscribing to their RSS feed. The first time you move into a new place, the entire process can be exciting and fun. For most people, that novelty wears off after a few ...

Productivity Lagging? Take a Siesta

From Get Rich Slowly on Jul 27, 2010

This post is from GRS staff writer April Dykman. I’ve discovered that one of the biggest benefits to being a full-time freelancer can be one of its drawbacks: setting ones own schedule. Don’t get me wrong, it’s the reason I wanted to get into freelancing in the first place, but I ...

Chase Sapphire Preferred 25k Point Signup Bonus

From Five Cent Nickel on Jul 27, 2010

As I’ve noted in the past, the credit card market has been coming back to life in recent months. As further evidence of this, the Chase Sapphire Preferred card is offering a signup bonus of 25k points. This is a solid deal, as your 25k points can be redeemed for ...

How to Save Money on Amazon.com

From Bargaineering on Jul 27, 2010

Amazon is already a great place to shop that can save you a ton of money, but there are even more ways to save. Like any store, Amazon often runs promotions, sales, and specials that can provide even bigger savings, but you have to know how to find them. Some ...

Making Work Pay Tax Credit Extension

From Consumerism Commentary on Jul 27, 2010

The 2009 economic stimulus, usually called the Making Work Pay tax credit, provided slightly bigger paychecks for the middle class throughout part of 2009 and all of 2010. This benefit is in danger of expiring if Congress does not act to extend or renew the credit. This stimulus took a ...

Sometimes the Customer Isn’t Right

From Consumerism Commentary on Jul 27, 2010

You’ve probably seen this sign hanging up in a shop or office: Rule 1: The customer is always right. Rule 2: If the customer is wrong, see Rule 1. This is not always right. I’ve had a lot of jobs I’ve been out of school and in the working world ...

Where to Spend $1 Coins

From Bargaineering on Jul 27, 2010

The US Mint’s $1 Direct Ship program is back with several options (Native American, Golden Dollars with Sacagawea, John Adams, Thomas Jefferson, James Madison, George Washington and Andrew Jackson), meaning you can bust through some of those cash back tiers by purchasing money. These are regular circulation coins available in ...

Free Money-Management Spreadsheet

From Get Rich Slowly on Jul 27, 2010

Whenever I write about personal-finance programs, there’s always a large contingent of GRS readers who chime in to say they prefer the do-it-yourself method. Rather than go with pre-packaged money-management software like Quicken or Mint, they prefer to track their accounts with a home-brewed spreadsheet. (In fact, my wife is ...

Starting a Kitchen Garden

From Five Cent Nickel on Jul 27, 2010

We’re chugging along through 2010, trying to meet our goals for the year. Since we’ve automated much of our finances, we’ve had some extra time to pursue other goals. Something that I’m particularly proud of is our small garden out front. We have a kitchen garden, meaning everything that we’re ...

Chase Checking $100 Cash Bonus Coupon

From Bargaineering on Jul 26, 2010

Chase has been offering $100 bonuses for new checking accounts every month like clockwork. If you need a Chase checking account, there’s no reason why you wouldn’t take advantage of free money. A bank deal doesn’t get any easier than this one! As usual, the requirements for this offer are the ...

Why You Should Keep Your Financial Advisor

From Five Cent Nickel on Jul 26, 2010

This is a guest post from Evan of My Journey to Millions. Evan is a fellow personal finance blogger, who is also an Attorney and works as a Director with a New York Financial and Estate Planning Firm. If you like what you see here, please consider subscribing to his ...

Reducing the Cost of Dentist Care

From Consumerism Commentary on Jul 26, 2010

How often do you visit the dentist for preventive care? Since graduating college, I’ve been getting regular check-ups and cleanings twice each year. I’ve seen the results of neglect, and I have no desire to lose my teeth any time soon. I’ve also seen results of bad dental work, so ...

How to Recover A Stolen Identity

From Bargaineering on Jul 26, 2010

Having your identity stolen is one of the most jarring things that can happen to you and your financial life. It’s difficult in part because of the uncertainty – how it was stolen, where it was stolen, how much of your financial life has been compromised, and the unknown of ...

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